Angela Danico - North Reading MA, US Andre Heidenheim - Warwick RI, US Sarah Hopkins - Manchester NH, US James Murphy - Londonderry NH, US Soon Lim - Cranston RI, US Steven Shriner - West Greenwich RI, US
International Classification:
G06F017/60
US Classification:
705/004000
Abstract:
The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other parties involved in the accident, in particular the insurance claimant. The method and system of the invention include, at a minimum, the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine accident type, gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree comparative negligence of said insured person and/or the claimant.
System And Method For Identifying And Assessing Comparative Negligence In Insurance Claims
ANGELA G. DANICO - NORTH READING MA, US ANDRE R. HEIDENHEIM - WARWICK RI, US SARAH E. HOPKINS - MANCHESTER NH, US JAMES D. MURPHY - LONDONDERRY NH, US SOON LIM - CRANSTON RI, US STEVEN E. SHRINER - WEST GREENWICH RI, US
Assignee:
METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY - Warwick RI
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
The invention is a method and system useful in determining the degree of comparative negligence of an insured person involved in an accident as compared to the comparable negligence of other parties involved in the accident, in particular the insurance claimant. The method and system of the invention include, at a minimum, the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine accident type, gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree comparative negligence of said insured person and/or the claimant.
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