Wcs Lending Mar 2007 - Feb 2010
Senior Mortgage Banker
Guaranteed Rate Mar 2007 - Feb 2010
Vice President of Mortgage Lending Nmls# 60024 at Guaranteed Rate Nmls# 2611
Bankers Mortgage Financial Corporation Sep 1988 - Jan 2006
President
Ch2M Hill Dec 1980 - Sep 1988
Electrical Engineer
Education:
University of Florida 1980 - 1986
Bachelors, Bachelor of Science, Electrical Engineering
Skills:
Fha Mortgage Lending Refinance Investment Properties Real Estate First Time Home Buyers Residential Mortgages Loans Referrals Foreclosures Condos Finance Customer Service Mortgage Banking Short Sales Negotiation Strategic Planning Investors Loan Origination Single Family Homes Real Estate Financing Sellers Real Estate Transactions Reo Banking Investments Credit Relocation Va Loans Financial Analysis Construction Credit Analysis Underwriting Mortgage Industry Reverse Mortgages Certified Mortgage Planning Funding Financial Structuring Residential Mortgage Planning Conventional Va Mortgage Purchase Conforming Home First Time Buyers Rates Real Estate Finance
Guaranteed Rate since Feb 2010
VP of Mortgage Lending
WCS Lending Mar 2007 - Feb 2010
Sr. Mortgage Banker
Bankers Mortgage Financial Corporation Sep 1988 - Jan 2006
President
CH2M HILL Dec 1980 - Sep 1988
Electrical Engineer
Education:
University of Florida 1980 - 1986
BS in Electrical Engineering, Electrical Engineering
Skills:
Residential Mortgages Refinance FHA First Time Home Buyers VA Mortgage Mortgage Industry Loan Origination Investment Properties Residential Mortgage Planning Mortgage Banking Mortgage Lending Conventional Purchase Loans Reverse Mortgages VA loans Conforming Credit Real Estate USDA Condos Home First Time Buyers Investors Referrals REO Short Sales Single Family Homes Credit Analysis Rates Construction Negotiation Real Estate Finance Customer Service Relocation Funding Banking Sellers Real Estate Financing Foreclosures Underwriting Strategic Planning Financial Analysis Investments Certified Mortgage Planning Real Estate Transactions Finance Financial Structuring
Honor & Awards:
Rotarian of the Year 2006-2007
Woman Volunteer of the Year 2007 Nominee
Real Estate Brokers
Marsha Gandy, Boca Raton FL Vice President of Mortgage Lending, GR NMLS ID 2611, FL-LO2605-MLD618, NC-I-135241-L-109803, PA-28195-20371
Purchase Loan Refinancing Home Equity Mortgage Planning
Work:
Guaranteed Rate 4400 N. Federal Hwy #150, Boca Raton, FL 33487 5612264209 (Office), 5614317825 (Fax)
Experience:
25 years
Licenses:
GR NMLS ID 2611 (GR NMLS ID 2611, FL-LO2605-MLD618, NC-I-135241-L-109803, PA-28195-20371)
Description:
I deliver to my clients exceptional service, incomparable insight, and the unparalleled benefit of my 24+ years in the mortgage industry. I earned a Bachelor of Science Degree in Electrical Engineering from the University of Florida and had a successful career as an Electrical Engineer with CH2M Hill, an international environmental engineering consulting firm. Upon purchasing my own home and a number of successful investment properties, I realized the challenges for the consumer to obtain insight and resourses in the mortgage profession, as well as, finding professionals in this industry with the level of integrity and honesty that I felt was requried with such an inportant financial decision. Consequently, I set out to educate myself in the financing, purchasing, and managing aspects of the real estate market. In 1988 I became a licensed mortgage broker in the state of Florida and since have obtained my license where needed in many states throughout the US. I changed my profession from electrical engineering to mortgage originating to fill thie void I felt existed in the industry. I commited to providing clients with the level of service, resources and integrity that I wanted when I was a mortgage consumer and currently have a successful business that is 100% referral base built on that philosophy. In 1988, I joined Bankers Mortgage Financial Corporation as Vice President and after gaining further experience; I purchased the company in 1995. In addition to managing the company, I also remained the most productive loan originator within the Bankers Mortgage Financial Corporation. In January of 2006, I made the decision to focus on mortgage origination, as opposed to management and consequently, I moved my base of operation into a national company. This move enabled me to expand my base of business from FL to the whole US and expand the resources for my clients, while still maintaining a large base of new, as well as, existing clients. Today I am a VP of Mortgage Lending with Guaranteed Rate, one of the premier Mortgage Banking Financial Institutions in the country. I am a Rotarian, with the Boca Raton Sunrise Club, as well as, an active member of the commuintiy, and, number of local and national charities.