Dennis R Capozza from 240 Barton Shore Dr, Ann Arbor, MI 48105, age 78, Phone: 7343239777

Dennis Capozza Phones & Addresses

Process And System For Producing Default And Prepayment Risk Indices
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US Patent:

20120084196, Apr 5, 2012
Filed:

Oct 1, 2010
Appl. No.:

12/896408
Inventors:

Dennis Capozza - Ann Arbor MI, US
International Classification:

G06Q 40/00
US Classification:

705 38
Abstract:

A process, system and program for generating an index of loan default and prepayment risk for a region. This disclosure relates to analytical financial tools including a process, system and program for producing indices for loan default and prepayment risk by local region and origination date. A scoring system can generate an index number for local geographic risk scores for lending analysis including with the use of data by a statistical model of loan defaults and prepayments.

Method For Structuring A New Loan
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US Patent:

20070050287, Mar 1, 2007
Filed:

Aug 26, 2005
Appl. No.:

11/213564
Inventors:

Dennis Capozza - Ann Arbor MI, US
International Classification:

G06Q 40/00
US Classification:

705038000
Abstract:

The preferred method for structuring a new loan includes receiving borrower information related to the new loan; receiving performance information related to funded loans; and determining a new loan risk for the new loan based on the borrower information and the performance information.