Abstract:
An apparatus, system, and method are disclosed for extracting real world value from a virtual account by receiving point-of-sale information from a consumer, converting a real currency purchase amount to an equivalent virtual value, and processing the transaction. The point-of-sale information comprises a real currency purchase amount and account information, the account information determined from a bank card. Converting the real currency purchase amount utilizes a current real-to-virtual exchange rate associated with a virtual medium. The transaction is processed by debiting a current virtual value balance by the equivalent virtual value, the current virtual value balance associated with an account naming at least the consumer, the account determinable from the account information. Beneficially, the invention provides easy, real-world access to virtual value in a virtual medium.